Monthly payments, which make up the bulk of a lease, are the cheapest if you also opt for this type of activity. So, if you`ve put your heart on a particular car, but your budget doesn`t allow you to expand to a shorter contract, you may find that cost allocation works better for you. If you buy a vehicle, you pay the price of the tag or the purchase price of the vehicle for a number of years. However, leases have capitalization costs that represent the value of the vehicle at the beginning of the lease agreement, in addition to additional fees, taxes, etc. Some dealerships offer used car rental agreements that you can qualify for more easily if you have bad credit. .